Terms and Conditions

Welcome to Family Wealth IQ. By using our services, you agree to the following terms and conditions. Please read these terms carefully. If you disagree with any part of these terms, do not use our services.

Family Wealth IQ provides financial coaching and education to empower clients with knowledge and skills to make informed financial decisions. Our services do not constitute financial, investment, legal, or tax advice and are not a substitute for professional advice provided by licensed professionals in these fields.

All decisions made regarding financial matters are solely the responsibility of the client. Family Wealth IQ provides guidance and suggestions, but the client is fully responsible for all financial decisions and actions taken as a result of our coaching sessions.

Family Wealth IQ makes no guarantee of financial success or specific results. Outcomes depend on various factors beyond our control, including market conditions, client implementation of advice, and individual financial situations.

To the fullest extent permitted by law, Family Wealth IQ and its representatives shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of our coaching services. This includes, but is not limited to, losses related to financial decisions, investments, or other financial actions made by the client.

Using Family Wealth IQ’s coaching services does not create a fiduciary relationship between the client and Family Wealth IQ. We are not acting as the client’s financial advisor, and our role is solely that of an educator and coach.

Family Wealth IQ respects the privacy of our clients. Any personal or financial information shared with us will be kept confidential in accordance with our Privacy Policy. We will not disclose any personal information to third parties without the client’s consent unless required by law.

By using our services, the client acknowledges and agrees that:

• Family Wealth IQ is not providing investment, legal, or tax advice.
• All financial decisions are made solely by the client, and Family Wealth IQ is not responsible for any financial outcomes.
• The client will seek appropriate licensed professionals when needed for specific advice in areas beyond financial coaching.
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The client agrees to indemnify, defend, and hold harmless Family Wealth IQ and its representatives from and against any claims, damages, liabilities, costs, and expenses arising from or related to the client’s use of our services.

Family Wealth IQ reserves the right to modify these Terms and Conditions at any time. We will notify clients of significant changes by posting the revised terms on our website.

 These terms are governed by the laws of the State of Florida, and any disputes arising from these terms or our services shall be resolved in the courts of Florida.